Total Cover Package

Total Cover Package

Our all-in-one plan with 10 year life + critical illness coverage up to RM500,000 and daily hospitalisation income

This is a renewable 10 year term coverage bundled plan which provides up to RM500,000 for Life / Total and Permanent Disability (TPD), up to RM500,000 for Critical Illness, and up to RM300 daily income due to hospitalisation. This package is comprised of our Term Cover 10, CI Shield 5 and Hospital Shield Plus individual plans with 3 separate policies issued.

Premium from

RM 38/Month

10 years
16 - 60 years old

What's Covered

  • RM50,000 - RM500,000 Death / TPD benefit
  • RM100,000 - RM500,000 coverage against 5 CI
  • Benefit upon diagnosis of Cancer, Coronary Artery By-Pass Surgery, Heart Attack, Kidney Failure and Stroke
  • RM100 - RM300 Hospitalisation daily income 
  • 200% daily income benefit if due to cancer

What's not covered

  • Death due to suicide
  • TPD due to self inflicted injuries, participation in aerial activities or professional sports
  • Pre-existing illness
  • Any critical illness diagnosed and treatment due to congenital conditions

The list above is non exhaustive, please refer to the Product Disclosure Sheet and Policy Wordings for full coverage and policy exclusions.


Product Disclosure Sheet
Policy Wordings

Select your plan

Choose a coverage level and get an instant premium quote for your age and gender.

*Please enter your age as of your last birthday  
*2 months premium payment will be charged upfront for monthly frequency

Benefits
Plan A
Plan B
Plan C
Death / Total and Permanent Disability (TPD) Benefit
RM 50,000
RM 300,000
RM 500,000
Upon Diagnosis of any of the 5 Critical Illnesses (Cancer, Coronary Artery By-Pass Surgery, Heart Attack, Kidney failure, Stroke)
RM 100,000
RM 200,000
RM 500,000
Hospitalisation Daily Income
RM 100
RM 200
RM 300
Hospitalisation Daily Income due to Cancer
RM 200
RM 400
RM 600
Monthly
RM 0.0
RM 0.0
RM 0.0

Frequently asked questions

Our Total Cover Package is a comprehensive coverage plan which consists of 3 policies which are Term Cover 10, CI Shield - 5 and Hospital Shield Plus.

Yes, the premiums would be the same for the age and gender should you purchase Term Cover 10, CI Shield - 5 and Hospital Shield Plus separately.

This plan has a Sum Assured of RM50,000 - RM500,000 for life protection, RM100,000 - RM500,000 upon diagnosis of 5 Critical Illnesses and RM100 - RM300 Daily Hospitalisation Income.