Term Cover 10

Term Cover 10

10 year essential life protection plan, with coverage available up to RM500,000

This is a renewable 10 year term plan which provides up to RM500,000 for life coverage and against Total and Permanent Disability (TPD), whichever occurs earlier.

Premium from

RM 9/Month

10 years
16 - 65 years old

What's Covered

  • RM50,000 - RM500,000 Death / TPD benefit
  • Auto renewable 2X
  • Option to renew policy without underwriting, or
  • Option to convert policy to a permanent plan

What's not covered

  • Death due to suicide
  • TPD due to self inflicted injuries, participation in aerial activities or professional sports

The list above is non exhaustive, please refer to the Product Disclosure Sheet and Policy Wordings for full coverage and policy exclusions.


Customize your plan

Choose your comprehensive, affordable, and tailored insurance plan.

  *Please enter your age as of your last birthday

Plan Choice:

Plan A
Plan B
Plan C
Death / Total and Permanent Disability (TPD) Benefit
RM 50,000
RM 300,000
RM 500,000
Monthly
RM 0.0
RM 0.0
RM 0.0

Frequently asked questions

This is a 10-year non-participating term plan which provides protection upon death or Total and Permanent Disability (TPD) due to any causes, whichever occurs first.

This policy comes with 2 options at the end of 10-year policy term:

  1. Option to renew the policy for another 10 years without underwriting. Maximum renewal allowed is up to 2 times with the last renewal age at 65 years old, or

  2. Option to convert the policy to a permanent plan i.e. whole life or endowment plan made available for conversion without underwriting for an amount not exceeding the basic sum assured at the time of the conversion. The last conversion age is 65 years old.

This plan has a minimum Sum Assured of RM50,000 and maximum Sum Assured of RM500,000. You may purchase more than one policy, up to maximum total sum assured of RM500,000.

No, the premium shall be guaranteed and level throughout the 10-year term. If you decide to renew your policy at the end of the 10-year term, the renewal premium will increase and is determined based on the attained age on the date of renewal.