Life Protector

Life Protector

Our best selling annual life protection plan of RM20,000 at a flat monthly premium of just RM5

This is an auto renewable yearly term plan which provides life coverage of RM20,000 and RM100,000 for Accidental Total and Permanent Disability (TPD), whichever occurs earlier.

Premium from

RM 5/Month

1 year
18 - 50 years old

What's Covered

  • RM20,000 Death benefit
  • RM100,000 Accidental TPD benefit
  • Auto renewable 2X
  • 5% sum assured increase with renewal

What's not covered

  • Death due to suicide
  • Accidental TPD due to self inflicted injuries, participation in aerial activities or professional sports

The list above is non exhaustive, please refer to the Product Disclosure Sheet and Policy Wordings for full coverage and policy exclusions.

Customize your plan

Choose your comprehensive, affordable, and tailored insurance plan.

  Please enter your age as of your last birthday

Plan Choice:

Plan A
Death Benefit
RM 20,000
Accidental Total and Permanent Disability (TPD) Benefit
RM 100,000
RM 0.0

Frequently asked questions

This is a non-participating yearly renewable insurance term plan designed to provide you with essential protection during the policy term. This essential protection includes Death Benefit and Accidental Total and Permanent Disability (TPD) Benefit. Moreover, this plan comes with an Auto Renewability option at the end of the Policy Year.

This plan has been specially designed to suit the wallets of those who have just joined the working force as the premiums are at a flat rate of merely RM 60 per year. Apart from that, its yearly renewable term allows you the time to consider your needs and affordability before committing to a long term plan.

At the end of the policy year, this plan will be auto renewed for another year. The maximum renewal limit for this plan is up to 2 times. The Sum Assured will be increased by 5% of the initial Sum Assured upon each renewal.

The Benefit payable during the policy term is as follows: 

Benefit Policy Year 1 1st Renewal 2nd Renewal
Death RM 20,000 RM 21,000 RM 22,000
Accidental TPD RM 100,000 RM 105,000 RM 110,000