HLA Stackable

HLA Stackable

The most affordable life protection plan ever, with coverage up to RM5,000

HLA Stackable is a modular series of product where you can add coverage when you need or when you are ready. Stackable (Life) is an annual term plan which provides life coverage of RM1,000 - RM5,000 only. You can purchase additional policies up to a combined coverage of RM20,000 per life. It is also available with a series of accidental riders to compliment the basic plan.

Premium from

RM 5/Year

1 year
20 - 60 years old

What's Covered

  • RM1,000 - RM5,000 Death benefit
  • Option to purchase multiple policies up to RM20,000 per life

What's not covered

  • Death due to suicide within 12 months, whether sane or insane

The list above is non exhaustive, please refer to the Product Disclosure Sheet and Policy Wordings for full coverage and policy exclusions.

Customize your plan

Choose your comprehensive, affordable, and tailored insurance plan.

  *Please enter your age as of your last birthday

Plan Choice:

Plan A
Plan B
Plan C
Death Benefit

RM 1,000

RM 3,000

RM 5,000

RM 0.0
RM 0.0
RM 0.0

Frequently asked questions

HLA Stackable is a series of products that is designed to provide affordable and flexible life protection coverage from only RM5 per year. Each term policy has a limit of RM5,000 sum assured and you have the option of purchasing multiple policies whenever you need, up to RM20,000 per life or together with a series of Accidental riders for enhanced coverage.​

This plan does not have any cash value nor include, where applicable, any savings or investment elements.

On top of the basic life protection plan, HLA Stackable is also available package with riders such as Accidental Death, Accidental Total & Permanent Disability and Accidental Hospital Income. 

Each rider package will be available up to sum assured of RM5,000 per policy, with flexibility to purchase additional policies at a later stage whenever you need, up to a combined coverage of RM20,000 per life.

Each HLA Stack policy is effective for a coverage period of 1 year, as an example, if you have purchased RM1,000 life protection on Jan 2020, and another RM5,000 life protection on May 2020; your effective coverage illustrated simply would be as below: 

Jan - Apr 2020: RM1,000 life coverage
May - Dec 2020: RM6,000 life coverage
Jan 2021 - Apr 2021: RM5,000 life coverage