As part of the Bantuan Prihatin Rakyat (BPR) initiative, you can now use your RM50 Perlindungan Tenang Voucher (PTV) to redeem (1 year coverage) any of the HLA Stackable (For age : 20 - 60 years old)  packages below.

Just follow these simple steps to complete your redemption.
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Choose your preferred coverage



Life Protection Package
Life + TPD Protection Package
Life + Income Protection Package
Death Coverage RM6,000
Death Coverage RM7,000
Death Coverage RM4,000
Accidental Death benefit*RM16,000



  • Accidental Death if due to public conveyance RM32,000

  • Accidental Death as a result of an accident overseas RM48,000
Accidental Death and Accidental Total and Permanent Disability (TPD) benefit* RM4,000 each

  • Accidental Death/ TPD if due to public conveyance RM8,000

  • Accidental Death/ TPD as a result of an accident overseas RM12,000
Accidental Death and Accidental Total and Permanent Disability (TPD) benefit* RM6,000 each

  • Accidental Death/ TPD if due to public conveyance RM12,000

  • Accidental Death/ TPD as a result of an accident overseas RM18,000
Accidental Hospital Income benefit*RM50/day

Accidental Hospital Income benefit*RM50/day

Accidental Hospital Income benefit*RM100/day

RM 49.60 / year
RM 49.80 / year
RM 47.20 / year
* Optional Rider

Frequently asked questions

Yes, HLA Stackable is a Perlindungan Tenang protection plan that you can easily purchase that are affordable and easy to understand, with a convenient claims process.

HLA Stackable is a series of products that is designed to provide affordable and flexible life protection coverage starting from RM5 per year. You have the option of purchasing multiple policies whenever you need, up to RM20,000 per life or together with a series of Accidental riders for enhanced coverage.​ This plan does not have any cash value or any savings / investment elements.

On top of the basic life protection plan, HLA Stackable is also available with riders such as Accidental Death, Accidental Total & Permanent Disability and Accidental Hospitalisation Daily Income.